/*-- ERIC MEYER RESET RELOAD --*/
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, font, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td {
	margin: 0;
	padding: 0;
	border: 0;
	outline: 0;
	font-weight: inherit;
	font-style: inherit;
	font-size: 100%;
	font-family: inherit;
	vertical-align: baseline;
}
/* remember to define focus styles! */
:focus {
	outline: 0;
}
body {
	line-height: 1;
	color: black;
	background: white;
}
ol, ul {
	list-style: none;
}
/* tables still need 'cellspacing="0"' in the markup */
table {
	border-collapse: separate;
	border-spacing: 0;
}
caption, th, td {
	text-align: left;
	font-weight: normal;
}
blockquote:before, blockquote:after,
q:before, q:after {
	content: "";
}
blockquote, q {
	quotes: "" "";
}

/*-- SITE STYLES --*/

body {
	margin:0px;
	font-family: Calibri, Arial, Helvetica, sans-serif;
	font-size: 14px;
	background-color:#FFF;
	background-image:url(../images/interface/background.gif);
	background-repeat:repeat-x;
	background-color:#DCDCDC;
	}

h1 {
	font-size:20px;
	font-weight:bold;
	}

h2 {
	margin:6px 0px 16px 0px;
	font-size:18px;
	font-weight:bold;
	}

strong, b{ font-weight:bold;}

a:link, a:visited {
	color:#4c7004;
	}
	
a:hover {
	color:#8bc40e;
	}
	
div.clearem {
	clear:both;
	}

div#wrapper {
	margin:auto;
	padding:0px;
	width:660px;
	}

/*-- HEADER --*/

div#header {
	position:relative;
	width:660px;
	height:84px;
	color:#a5c7d9;
	font-family: Constantia, Georgia, "Times New Roman", Times, serif;
	}
	
div#logo {
	position:absolute;
	width:491px;
	height:63px;
	top:21px;
	left:0px;
	background-image:url(../images/interface/logo4.gif);
	background-repeat:no-repeat;
	}	
	
div#logo a:link, div#logo a:visited  {
	display: block;
	width:491px;
	height:63px;
	text-decoration:none;
	}
	
div#logo a:hover  {
	text-decoration:none;
	}
	
div#phone {
	position:absolute;
	top:32px;
	left:526px;
	font-size:20px;
	line-height:normal;
	font-family: Constantia, Georgia, "Times New Roman", Times, serif;
	}
	
/*-- HORIZ MENU --*/

div#menu {
	margin:0px;
	width:660px;
	height:38px;
	}
	
div#menu ul {
	padding-left:0px;
	border:0;
	margin:5px 0px 0px 0px;
	}

div#menu li {
	margin:0px 0px 0px 0px;
	padding:0px;
	list-style:none;
	text-indent:0px;
	float:left;
	}
	
div#menu li a:link, div#menu li a:visited {
	display:block;
	float:left;
	margin:0px;
	padding:5px 10px 7px 10px;
	font-family: Constantia, Georgia, "Times New Roman", Times, serif;
	font-size:21px;
	text-decoration:none;
	color: #FFFFFF;
	}
	
div#menu li a:hover {
	color:#8bc40e;
	}
	
div#menu li.currentpage {
	background-image:url(../images/interface/menu-on-back-left.gif);
	background-repeat:repeat-x;
	}
	
div#menu li.currentpage a:link, div#menu li.currentpage a:visited, div#menu li.currentpage a:hover {
	color:#000000;
	background-image:url(../images/interface/menu-on-back-right.gif);
	background-repeat:no-repeat;
	background-position:top right;
	}
	
/*-- MAIN --*/

div#main {
	width:660px;
	margin: 12px 0px 0px 0px;
	font-size:15px;
	line-height:22px;
	}
	
div#main p {
	margin-bottom: 16px;
	}

div#main h3{ 
	margin-top: 0px;
	text-transform:uppercase;
	font-weight:bold;
}

div#columnone {
	float:left;
	width:310px;
	margin:0px;
	padding:0px 20px 0px 0px;
	}

div#columntwo {
	float:left;
	width:310px;
	margin:0px;
	padding:0px 0px 0px 20px;
	}

/*-- MAIN LISTS--*/

div#main ul{
	margin: 6px 0px 6px 24px;
	padding-left:12px;
	}
	
div#main ul li {
	padding-left:12px;
	margin: 2px 0px 2px 0px;
	list-style-image:none;
	background-image:url(../images/interface/bullet-square-blue.gif);
	background-position: 0px 8px;
	background-repeat:no-repeat;
	}
	
div#main ol{
	margin: 6px 0px 6px 36px;
	padding-left:12px;
	}	
	
div#main ol li {
	list-style:decimal;
	padding-left:3px;
	}

/*-- MAIN SPECIAL CASES --*/
	
body#homepage div#callout {
	width:198px;
	height: 170px;
	margin: 0px 0px 20px 0px;
	padding:20px 10px 0px 452px;
	font-size:16px;
	line-height:22px;
	font-family: Constantia, Georgia, "Times New Roman", Times, serif;
	background-color:#81bd0c;
	background-image:url(../images/money-save.jpg);
	background-repeat:no-repeat;
	}
	
body#aboutpage div#callout {
	width:282px;
	height: 68px;
	margin: 54px 0px 16px 0px;
	padding:165px 14px 0px 14px;
	font-family: Calibri, Arial, Helvetica, sans-serif;
	font-size:14px;
	color:#FFFFFF;
	line-height:20px;
	background-color:#294051;
	background-image:url(../images/business-identify-recover-fees.jpg);
	background-repeat:no-repeat;
	}
	
div.callto{
	margin: 30px 14px 5px 5px;
	padding: 20px 20px 10px 0px;
	text-align:center;
	font-size:14px;
	line-height:21px;
	background-image:url(../images/michigan.gif);
	background-repeat:no-repeat;
	background-position:right;
	}

body#homepage div.callto{
	margin: 0px;
	padding: 10px 0px 10px 10px;
	text-align:center;
	font-size:15px;
	line-height:21px;
	background-image:url(../images/michigan.gif);
	background-repeat:no-repeat;
	background-position:right;
	}
	
body#financialpage div.callto{
	width:260px;
	margin: 30px 180px 5px 180px;
	padding: 20px 20px 10px 0px;
	text-align:center;
	font-size:14px;
	line-height:21px;
	background-image:url(../images/michigan.gif);
	background-repeat:no-repeat;
	background-position:right;
	}
	
body#financialpage div#main {
	margin:16px 0px 0px 0px;
	background-image:url(../images/reserve-bcbsm-growth.gif);
	background-position:top right;
	background-repeat:no-repeat;
	}
	
table#reservesgrowth {
	margin:0px 0px 0px 45px;
	}

table#reservesgrowth th {
	font-weight: bold;
	}

table#reservesgrowth td, table#reservesgrowth th {
	padding:6px 10px;
	text-align:center;
	}
	
p.tabledescription {
	margin:16px 75px 16px 45px;
	font-style:italic;
	font-size:13px;
	line-height:16px;
	}

/*--FOOTER--*/
	
div#footer {
	width:660px;
	margin: 10px 0px 0px 0px;
	padding: 34px 0px 0px 0px;
	color:#696969;
	text-align:center;
	background-image:url(../images/interface/footer-top.gif);
	background-repeat:no-repeat;
	}